Spring Insurance Rate Letter (Please read)
For all students, good health is essential to achieving educational goals. Because maintaining good health requires access to health care when you need it, Xavier University of Louisiana Student Health Insurance is Mandatory for all Undergraduate students.
Eligibility: Students enrolled in the University Student Health Insurance plan must actively attend classes for at least the first 31 days after the date of which coverage is purchased. Home study, correspondence and online courses do not fulfill the Eligibility requirements that the student actively attend classes. The insurance Company maintains its right to investigate Eligibility or student status and attendance records to verify that the requirements have not been met.
Xavier University Student Health Insurance brochure may be viewed here: United Healthcare Student Resource policy
United Healthcare Student Resources self-service features at your fingertips: Create an Account and find your school’s plan @ My.uhcsr.com
Dependents: Eligible students who do enroll may also insure their Dependents. Eligible Dependents are the student’s spouse, dependent children or grandchild (who is in the legal custody of and residing with the eligible student)
Graduate students are eligible to enroll in this insurance plan – please Create an Account and complete the Graduate Student Direct Pay Enroll application @ gallagherstudent.com.
Study Abroad students: The University Student Health Insurance Plan will reimburse students on an out of network basis (70% of usual and customary) for medical expenses incurred out of the country. It is the recommendation of Student Health Services that students studying abroad purchase international health/travel insurance. Please refer to www. Xula.edu/ciip website.
International Students & Scholars: Students and Scholars holding a F1 or J1 Visa - refer to the Exchange Visitor Program regulations [22 CFR 62.14] or visit Xavier University of Louisiana Center for Intercultural and International Programs website @ www. xula.edu/ciip
Student Health Insurance Waiver: Students with insurance that provides coverage in the New Orleans area for both physician office visit as well as the emergency room may waive the University Student Health plan. This waiver requirement must be met each year during the Fall semester or in the Spring for students enrolling for the first time in January during the open waiver period. (see web site for open waiver dates) Failure to complete the on-line waiver form @ Gallagherkoster.com will result in the student’s automatic enrollment in the University Student Health plan and the premium charged to the student’s account. All charges are final.